Cents Chat
Welcome to Cents Chat, the podcast that's changing the game for ISVs, Payment Facilitators, and Marketplaces! From demystifying complex regulations like FinCen and PCI to the latest on Visa and Mastercard rules, our team breaks it all down with a dash of humor and a ton of insight. Whether you're looking to stay compliant, stay ahead, or just stay entertained, Cents Chat is your go-to source for all things payments. Tune in and join the conversation – it's the most engaging and fun you’ll have learning about payments!
Episodes
18 episodes
GiveTech and the Onboarding Flow That Finally Made Sense
In this episode of Cents Chat, Kitty and Chris sit down with Sean Ogden, Co-Founder of GiveTech, to talk about one of the least glamorous but most important parts of payments: merchant onboarding. GiveTech’s mission is to make giv...
Payments got messy. Good.
Cents Chat is back with a new format, sharper opinions, and a very clear mission: help ISVs, PayFacs, marketplaces, fintech teams, and payments operators make sense of the messy parts of modern payments.In this relaunch...
Stand-In Processing gets Smarter, Customer Chargeback Claims Chaos, Faster Funds For Employees
With big data comes big power and big innovation, so how will Visa use this to make the payments eco-system more stable?With CNP transactions on the rise due to the global pandemic, what can FI's leverage to drop the estimated $1BB in e...
California Circumvents CFPB, Fraudulent Fund-transfers Frazzle Government, Authorization Attrition
CFPB was deemed useless, and financial enforcement is down 80% from 2015, but California thinks they have the cure.What Nigerian hacker ring claimed the unemployment benefits of thousands of Americans, and how do we protect ourselves whe...
Manifesting A Multilayered Security Mindset, The Transition From Traditional Terminals, Oblivious Oversite
With online retail doubling in volume from last year you need to know the new ways to keep your data secure.Apple makes it easier to say goodbye to your traditional terminal. Change is here.How has Wirecard gotten away with frau...
Paperless Prevails, Public Transportations Transition To Touchless Transactions, Illicit Innovations
Are paper checks past their prime? And what keeps consumers from completely dropping them?Public transportation is down 90% in some cities, but how can we make it safer, and more efficient during, and following Covid-19?Financial ...
Wirecard Walloping Continues, Open Banking Overview, Uber Financial Fizzes
Wirecard received the green light to resume its banking operations but what is new with Wirecard since Ex-CEO was arrested earlier last week?What is open banking? And why standards are critical for innovation.Say goodbye to Uber f...
Where’s Waldo With WireCard, Casinos to go Cashless, FedNow Community Kickoff
Former WireCard CEO was arrested for over missing $2.1 Billion, how did it happen?Will we finally see one of the only cash only industries shift to contactless payments? And what does this mean for hungry FinTechs?The Fed kicked o...
Mobile Banking Madness, Chargeback Fears Fuel Frustration, Interchange Increases
The FBI is warning consumers to be safe when using mobile banking platforms due to fake sites with malicious intent.Why are Square and other processors holding excessive funds for from their merchants, and why will we see this trend cont...
FinTech are Feasting on Open banking, Reserve Requirements Rise, Contactless conversions continue
As Fintech’s and FI’s partner up why does security play a crucial role in gaining a banks trust?You’re a merchant that is being asked to fund the reserve accounts, but what do you do if you don’t have the capital to do that?We get...
FI’s or FinTechs, Mobile Wallets Moving Mainstream, QualPay Quietly Quits Biz Ops
In a post-Covid society will we see FI's partner up with competing FinTechs? Contactless shopping habits will form due to Covid-19, and what does this mean for merchants? What should payment processors be screening in ...
Freezing Fraud Follow-up, Realtime Remittance, Portfolio Optimization with our guest Jim Battista
Due to Covid-19 many consumers have fled to online marketplaces, so how do you manage fraud in a Post-Covid online world? Frontline workers can no longer wait two to four weeks for their pay period, so what are ISVs doing to help m...
FedNow Forwarding Faster Payments, First Data’s Dirty Deals, Always Available API's
How can the FedNow service develop technology for seamless nationwide realtime payments?Why is First Data involved in another FTC settlement costing them $40.2 Million, and who is to blame?As the world transforms after the coron...
Negative Option Nutra Nonsense, Fraud Freezing vs Freezing Friction, CBD Compliance Chaos Part 2
The card networks have rules for continuity billing, and it's up to the supply chain to make sure merchants are following these rules.Newly emerged challenges of shifting consumer behavior are causing Financial Institutions to rethink h...
The Shift From the Shelf, Payments API Analysis, CBD Compliance Chaos
Why do ISV’s play a critical role in the new virtual commerce landscape?ISV’s need payments partners, but what attributes are essential when looking for these partners?We let our experts from Khipu Technologies inform us on the mo...
Automated Approval Assimilation, Vicious Vulnerabilities, Digital Due Diligence
Automated underwriting not only makes ISVs happy, its safer for the acquiring supply chain.How did PAAY, an E-Commerce fraud protection tool, leave 2.5 million transactions exposed on their server?Why is a swift digital onboardi...
The Missing Multi Factor Mindset, Payfac Paralysis, Class Action Chaos
Is Zoom to blame for over 500k username/password combinations being hacked and sold on the dark web?ISVs have increasingly recognized that they can embrace payments to increase their revenues, but why shouldn’t they do it themselves?...
Work From Home Hangover, Finastra Fallout, Is Covid The Contactless Catalyst
As remote work is on the rise and companies respond to the threat of COVID-19, why do companies leave critical business functions out of their continuity and disaster recovery plans? Banking technology FinTech Finastra was forced to...
